VDQ : yum error under 4.0

[beartooth]

I tried :
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[root at localhost root]# yum install pine Gathering header information
file(s) from server(s) Server: Yellow Dog Linux 4.0 Base
retrygrab() failed for:
  ftp://<userid>:<password>@ftp.ydl.net/enhanced/yum/4.0/base/headers/header.info
  Executing failover method
failover: out of servers to try
Error getting file
ftp://<userid>:<password>@ftp.ydl.net/enhanced/yum/4.0/base/headers/header.info
[Errno 4] IOError: [Errno ftp error] 530 Login incorrect. 
[root at localhost root]#
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I checked the userid and password. I'm betting I failed to understand
directions, somehow (They're pretty laconic.), and messed up my yum.conf